For more information, check out our Senior Resources.
Is an Independent Living community the right choice for me or my loved one?
What you need from an Independent Living community depends on your own unique situation and preferences. We help you find the right senior living option
and work with you personally to find the community that best fits you financial, geographical, and socialization needs.
An Independent Living community, also known as an Active Lifestyle community, Retirement community and Senior Living community, is a type of housing
ideal for independent and active seniors who are able to care for themselves but prefer some assistance in home upkeep, chores and running errands in town.
Built to accommodate an active senior lifestyle, many communities offer a relaxing and socially interactive environment for adults. Community layouts
vary widely, from apartment-style living to free-standing homes. In general, Independent Living communities offer housing that is often more compact, with easier navigation and
safety features such as handrails in the bathroom and 24-hour personal emergency response systems.
There are many types of Independent Living communities and they range in costs. Here are a few:
- Subsidized senior housing - In the U.S., there are senior housing complexes, subsidized by the U.S. Department of Housing and Urban Development (HUD),
for low-income seniors. Keep in mind that depending on the area, the wait can take years, so it's a good idea to plan well in advance for this option.
- Senior apartments - Senior apartments are apartment complexes restricted by age, usually 55 and older. Rent may include community services such as
recreational programs and transportation services and amenities such as an exercise or media room.
- Retirement communities - Retirement communities can be groups of housing units for those aged 55 and older. These housing units can be single-family
homes, duplexes, mobile homes, townhouses, or condominiums. If you decide to buy a unit, additional monthly fees may cover services such as outside maintenance,
recreation centers, or clubhouses. Retirement communities can also be a stand-alone rental apartment community that offers amenities such as meals, laundry, housekeeping,
transportation, social events, and activities.
- Continuing Care Retirement Communities (CCRCs) - CCRCs offer service and housing packages that allow access to independent living, assisted living, and
skilled nursing facilities in one community. If residents begin to need help with activities of daily living, for example, they can transfer to an assisted living or
skilled nursing facility on the same site. Most CCRCs require an entrance or buy-in fee plus a monthly rate that is based on the size of the apartment chosen.